Meet Our Team

Crystal Parkinson is a seasoned veteran with 27 years of experience in residential mortgage lending. As the CEO of Utopia Mortgage, she is renowned for her dedication to assisting families in purchasing homes and refinancing mortgages. Recognized as Affiliate of the Year by the Collin County Area Realtors, she currently chairs the Realtor Lender Committee, fostering collaboration between lenders and real estate professionals. Based in Plano, Texas, Crystal remains deeply connected to her community. Her unwavering dedication to excellence, coupled with her proactive leadership, solidifies her reputation as a trusted advisor and thought leader in residential mortgage lending.

Lee Hammonds is the President of Utopia Mortgage, a leading name in the mortgage and real estate industry. With a wealth of experience as a loan originator and real estate agent, Lee has dedicated many years to helping individuals and families secure their dream homes and optimal mortgage solutions. His extensive knowledge of the market, coupled with a keen understanding of clients' needs, has earned him a reputation for excellence and reliability in the industry. Under Lee's leadership, Utopia Mortgage continues to thrive, providing exceptional service and tailored mortgage solutions to clients.

Licensed mortgage loan originator serving Texas and Arkansas. Specializing in FHA loans, down payment assistance, and creative lending solutions for first-time homebuyers. Spanish translators available.

Licensed in both Arkansas and Texas, Lacy Coker brings several years of experience in the real estate industry as a dedicated loan officer. She thoroughly enjoys helping people achieve their home ownership dreams and has a special place in her heart for first-time home buyers. As a former business owner, she understands the demands of self-employment and provides tailored solutions for self-employed borrowers. As a local loan originator, her commitment to her clients is unwavering.

Jennifer Bergstrom is a highly experienced mortgage originator with over 23 years in the industry. Her unique background in both origination and operations provides extensive knowledge of underwriting guidelines and loan processing. She holds a certification from the National Mortgage Brokers Association as a VA Lending Specialist. Jennifer is also a Managing Partner of Utopia Mortgage Training Company, dedicated to training real estate industry professionals.

Oleg Sedletsky is a Texas mortgage loan originator with Utopia Mortgage LLC. Fluent in English, Ukrainian, and Russian, he is dedicated to helping clients achieve their real estate goals. Whether you need assistance with a mortgage or guidance to buy a home, Oleg is committed to turning your real estate dreams into reality with knowledge and expertise.

Don Thomas is a 28-year veteran of the mortgage industry working as both a mortgage broker and a mortgage banker. Licensed in both Texas and Oklahoma, his favorite role continues to be that of a loan officer. Whether clients are purchasing their first home, their dream home, a vacation retreat, or an investment property, he finds nothing more rewarding than helping a buyer navigate the home loan process. Don is a graduate of the Texas Realtor Leadership Program and was recognized as Affiliate of the Year by the Collin County Area Realtors.

Sarah German is a mortgage loan originator who helps people navigate one of life's biggest milestones - buying a home. She takes pride in being available, honest, and transparent, offering real conversations, clear answers, and support you can count on from start to finish. Whether you are buying your first home, upsizing, downsizing, or refinancing, Sarah is here to make the process as simple and stress-free as possible.

Gabby Aguilera has a strong foundation in residential lending, market knowledge, and collaborative teamwork. She has successfully managed loan pipelines, ensured regulatory compliance, and worked closely with clients, real estate partners, and underwriters to deliver smooth, timely transactions. Fluent in both English and Spanish, she takes pride in serving diverse communities and ensuring every borrower feels informed, supported, and empowered throughout their homeownership journey.

Karen Hammonds is a mortgage loan officer with Utopia Mortgage LLC and a Broker/Owner Realtor with over 25 years of real estate experience. She is an Accredited Buyer's Representative (ABR) and a Certified Veterans Lending Specialist, giving her specialized knowledge to serve homebuyers, including military heroes, with care and expertise. Karen believes in clear communication, honest advice, and fast solutions tailored to fit your goals.