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Zero down payment, no PMI, and the lowest rates available. The VA home loan is the most powerful mortgage benefit for veterans and active-duty service members in Texas and Arkansas.
A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs, available exclusively to eligible veterans, active-duty service members, and qualifying surviving spouses. VA loans are designed to make homeownership accessible by eliminating the down payment requirement and mortgage insurance, while offering some of the best interest rates in the market. Texas and Arkansas are home to hundreds of thousands of veterans who can benefit from this program.
Purchase your home with no down payment required — one of the most powerful benefits available to those who served.
Unlike conventional and FHA loans, VA loans do not require monthly mortgage insurance — saving you hundreds per month.
VA loans consistently offer some of the lowest interest rates on the market because they are backed by the federal government.
While there is no official VA minimum credit score, most lenders accept scores as low as 580-620, making homeownership accessible.
The VA limits what closing costs veterans can be charged, and sellers can pay all of your closing costs.
Rosalyn can help you request your Certificate of Eligibility directly through the VA portal — it often takes just minutes.
We review your finances and determine your buying power. Your pre-qualification letter gives you a competitive edge.
Shop for your home, make an offer, and complete the VA appraisal and underwriting process with Rosalyn guiding you.
Sign your documents and get the keys — with no down payment and no PMI. Welcome home.
You served your country — now let us serve you. Fill out the form and Rosalyn will help you take full advantage of your VA home loan benefit. Available in English and Spanish.