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Specialized financing for manufactured and mobile homes in Texas and Arkansas. FHA Title I and Title II options, land-home packages, and competitive rates to make homeownership accessible.
A manufactured home loan is a mortgage designed to finance homes built in a factory and transported to a permanent site. These homes must meet HUD construction and safety standards established in 1976. With the right loan program, manufactured homes offer an affordable path to homeownership in Texas and Arkansas - often at a lower cost per square foot than traditional site-built homes.
Purpose-built loan programs designed specifically for manufactured and mobile homes, whether new or existing.
Title I loans for homes without permanent foundations and Title II loans for manufactured homes on owned land with a permanent foundation.
Access rates comparable to traditional home loans when your manufactured home meets HUD standards and foundation requirements.
Finance both your manufactured home and the land it sits on with a single loan, simplifying the buying process and reducing closing costs.
Choose from a range of loan terms up to 30 years, with fixed-rate and adjustable-rate options to fit your budget.
Rosalyn reviews your credit, income, and the details of your manufactured home to identify the best loan program for your situation.
Select your manufactured home and lot. Rosalyn helps you decide between FHA Title I, Title II, conventional, or a land-home package.
Your application goes through underwriting while the home is inspected for HUD compliance and foundation requirements.
Sign your closing documents, finalize your financing, and start enjoying your new manufactured home.
Whether you are buying your first manufactured home or refinancing an existing one, Rosalyn will find the right loan program for your situation. Spanish translators available.