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Need help with your down payment? Arkansas offers multiple programs to help you achieve homeownership with less money out of pocket. Let Rosalyn guide you.
Down payment assistance programs help Arkansas homebuyers cover the upfront costs of purchasing a home. Through the Arkansas Development Finance Authority (ADFA) and local programs, eligible buyers can receive thousands of dollars to apply toward their down payment and closing costs — making homeownership more accessible than many people realize.
The Arkansas Development Finance Authority offers down payment assistance of up to 6% of the loan amount through a second mortgage at a low interest rate. Available with ADFA first mortgage programs and can be combined with FHA, VA, or conventional loans.
Not just for first-time buyers — the ADFA Move-Up program helps repeat buyers and those who have previously owned a home. Offers competitive rates and DPA up to 4% of the loan amount.
Federally funded program providing down payment assistance to eligible first-time homebuyers. Administered through local housing authorities in Arkansas. Amounts and availability vary by region.
The City of Little Rock and local nonprofits offer homebuyer assistance programs for residents purchasing within the city. Programs include grants and forgivable loans for down payment and closing cost assistance.
Contact Rosalyn to review your income, credit, and homebuying goals. She will match you with the best Arkansas DPA programs.
Take a HUD-approved homebuyer education course. Available online and in person at several Arkansas locations.
Rosalyn pairs your DPA program with your first mortgage. You shop for your new home with full buying power.
Your down payment assistance is applied at closing, drastically reducing your out-of-pocket costs.
Arkansas has several programs to help you get into your new home with less money upfront. Fill out the form and Rosalyn will review your eligibility. Available in English and Spanish.